:root {
  color-scheme: light;
  --bg: #f4f7fc;
  --surface: #ffffff;
  --text: #013071;
  --muted: #3f5273;
  --accent: #0f52a4;
  --accent-dark: #013071;
  --border: #d9e2f1;
  --radius: 14px;
}

* { box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  margin: 0;
  background: var(--bg);
  color: var(--text);
  font-family: system-ui, -apple-system, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
  line-height: 1.6;
  font-size: 1.0625rem;
}

.skip {
  position: absolute;
  left: -999px;
  top: 0;
  background: var(--accent);
  color: #fff;
  padding: .6rem 1rem;
  z-index: 10;
}
.skip:focus { left: 1rem; top: 1rem; }

a { color: var(--accent); text-underline-offset: 3px; }
a:hover { color: var(--accent-dark); }
a:focus-visible, .btn:focus-visible {
  outline: 3px solid var(--accent);
  outline-offset: 3px;
  border-radius: 6px;
}

.wrap {
  width: min(1040px, 100% - 2rem);
  margin-inline: auto;
}

header.site {
  border-bottom: 1px solid var(--border);
  background: var(--surface);
}
header.site .wrap {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  padding-block: 1rem;
}
.brand { display: inline-flex; align-items: center; }
.brand img { display: block; height: 44px; width: auto; }
@media (max-width: 520px) { .brand img { height: 36px; } }
nav.main { display: flex; gap: 1.25rem; flex-wrap: wrap; }
nav.main a { color: var(--muted); text-decoration: none; font-weight: 500; }
nav.main a:hover { color: var(--accent); }

.hero { padding: clamp(3rem, 8vw, 6rem) 0 clamp(2.5rem, 6vw, 4rem); }
.hero .eyebrow {
  color: var(--accent);
  font-weight: 600;
  letter-spacing: .06em;
  text-transform: uppercase;
  font-size: .85rem;
  margin: 0 0 .75rem;
}
.hero h1 {
  font-size: clamp(2rem, 5vw, 3.1rem);
  line-height: 1.15;
  margin: 0 0 1.25rem;
  max-width: 20ch;
}
.hero p.lead {
  font-size: 1.2rem;
  color: var(--muted);
  max-width: 60ch;
  margin: 0 0 2rem;
}
.btn {
  display: inline-block;
  background: var(--accent);
  color: #fff;
  text-decoration: none;
  font-weight: 600;
  padding: .85rem 1.5rem;
  border-radius: 999px;
}
.btn:hover { background: var(--accent-dark); color: #fff; }

section { padding: clamp(2rem, 5vw, 3.5rem) 0; }
section h2 { font-size: clamp(1.5rem, 3vw, 2rem); margin: 0 0 1.5rem; }

.grid {
  display: grid;
  gap: 1.25rem;
  grid-template-columns: repeat(2, minmax(0, 1fr));
}
.card {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 1.5rem;
}
.card h3 { margin: 0 0 .5rem; font-size: 1.15rem; overflow-wrap: anywhere; hyphens: auto; }
@media (max-width: 640px) { .grid { grid-template-columns: minmax(0, 1fr); } }
.card p { margin: 0; color: var(--muted); }

ol.steps { list-style: none; counter-reset: s; padding: 0; margin: 0; display: grid; gap: 1rem; }
ol.steps li {
  counter-increment: s;
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 1.25rem 1.5rem 1.25rem 4rem;
  position: relative;
}
ol.steps li::before {
  content: counter(s);
  position: absolute;
  left: 1.25rem;
  top: 1.1rem;
  width: 2rem;
  height: 2rem;
  border-radius: 50%;
  background: var(--accent);
  color: #fff;
  font-weight: 700;
  display: grid;
  place-items: center;
}
ol.steps strong { display: block; }
ol.steps span { color: var(--muted); }

.contact {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: clamp(1.5rem, 4vw, 2.5rem);
}
.contact p { margin: 0 0 .5rem; }

footer.site {
  border-top: 1px solid var(--border);
  padding: 1.5rem 0 2.5rem;
  color: var(--muted);
  font-size: .95rem;
}
footer.site .wrap {
  display: flex;
  flex-wrap: wrap;
  gap: .75rem 1.5rem;
  justify-content: space-between;
}
footer.site nav { display: flex; gap: 1.25rem; }

.legal { padding: clamp(2rem, 5vw, 3.5rem) 0; max-width: 72ch; }
.legal h1 { font-size: clamp(1.8rem, 4vw, 2.4rem); margin: 0 0 1.5rem; }
.legal h2 { font-size: 1.3rem; margin: 2rem 0 .5rem; }
.legal p, .legal ul { margin: 0 0 1rem; }
.legal address { font-style: normal; margin: 0 0 1rem; }